Constructing Aspirations: Insights from a former Habitat for Humanity Tanzania staff
I, Osnery Chankumpa Mnyachibwe, had the privilege of serving Habitat for Humanity’s mission for 14 years, starting from June 1999 to August 2013. I began my journey as an accountant for the Korogwe Affiliate, but my dedication and passion eventually led me to become the project manager, overseeing operations in Korogwe, Tanga, Zanzibar, and later at the organization’s headquarters in Dar es Salaam. In this article, I want to share my unique perspective on housing in Tanzania, focusing on my time with Habitat for Humanity.
My journey with Habitat for Humanity began in Korogwe in 1999, where I discovered that the organization had already begun its vital work. Houses were under construction, and as the project’s accountant, my responsibilities included financial record-keeping and project administration. During my time in Korogwe, we managed to construct more than 100 houses, with additional projects taking place in Manumbu and Old Korogwe.
The primary goal of these projects was to assist low-income individuals and families who could afford to pay rent but couldn’t acquire land and build a house. Habitat for Humanity targeted these people, helping them achieve the dream of homeownership.
The Application and Selection Process
Individuals would apply for assistance from Habitat for Humanity, and these applications would go through a meticulous screening and selection process. The selection committee comprised of community members ensured that chosen candidates met the necessary criteria.
Once selected, applicants were informed and required to visit the project office to receive further instructions. Habitat had already secured plots of land for the project, and these were allocated to homeowners. The new homeowners were then responsible for a down payment, usually 10% of the total cost of their house, followed by what was called “Sweat Equity.”
Sweat Equity and Community Involvement
“Sweat Equity” required the beneficiaries to actively participate in the construction of their own homes. They could assist the construction workers, and if they were unable to do so themselves, they could designate someone to help on their behalf. This approach had a dual purpose: it fostered a sense of ownership and responsibility among homeowners and contributed to reducing construction costs. After completing their Sweat Equity, beneficiaries received the keys to their newly constructed homes.
The Importance of Projects like Habitat for Humanity’s Affordable Housing
The need for decent housing is paramount, and these initiatives help bridge the gap for those who might otherwise struggle to secure stable living conditions. They promote homeownership and empower individuals to provide better living environments for their families.
In my view, housing projects like Habitat for Humanity’s Affordable housing project play a crucial role in transforming communities and empowering individuals. They bridge the gap for those in need, providing not just shelter but a sense of ownership, responsibility, and empowerment.
Building on challenges and learning
Managing a project like Affordable housing comes with its set of challenges. One significant challenge has been loan repayment, as some beneficiaries struggle to meet their financial obligations. This underscores the importance of project sustainability, as the success of such initiatives relies on these repayments. Despite the challenges, projects like these continue to make a significant difference in the lives of many, highlighting the enduring need for decent and affordable housing the world over.
Personal Reflection
I also want to share a personal reflection on my time with Habitat for Humanity. I found it crucial to start each day with a Prayer, as the beneficiaries of the project were often deeply rooted in their faith. The daily prayers and spiritual guidance offered a unique opportunity for personal growth and transformation.
The Inspirational Origins of Habitat for Humanity
Habitat for Humanity International, commonly known as Habitat for Humanity or simply Habitat, is a US-based non-governmental and nonprofit organization. It was established in 1976 by the couple Millard and Linda Fuller, with strong Christian principles at its core.
The organization’s roots trace back to the compassionate and selfless choice made by its founders, Millard and Linda Fuller. They selflessly divested themselves of their substantial wealth to aid those less fortunate. Guided by their Christian faith, they conceived a revolving fund to support housing initiatives for the underprivileged. This innovative fund would not only grow but also sustain itself, perpetually providing assistance to those in need.